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Driving today without insurance is like sitting on a time bomb!  Today's highways are a challenge at best.  PHD has the proper protection plan for your families needs.  Talk to a PHD Protection Team member Today! 
 
 
 

 
     
     First Things First!  
 

What exactly is auto insurance?

What is covered by a basic auto policy?

How much insurance do I need?

Can I drive legally without insurance?

 

 
   What About...

Insurance when I rent a car!

Insurance when I lease a car!

Insuring a teenage driver!

Driving in Mexico, do I need coverage?
   
   I've had an accident, now what?

What to do first!

Will my premium go up?

What kind of part will be used?

What about a rental car?
   
 
     
 

 

There are several ways you can purchase auto insurance. You can buy it over the Internet at literally hundreds of different web sites. You can call an 800 number and buy it over the phone directly from a car insurance company. You can call an insurance agent. In some cases, you can buy car insurance at your bank or credit union.

            It’s not surprising you can buy it so many ways. After all, there are hundreds of insurance companies that sell auto insurance in your area. How do these companies differentiate themselves? Some brag about their superior service when you have a claim. Some tout how easy it is to buy from them. But, often, auto insurance companies try to compete on price. Just as if you were buying a plane ticket, a radio or soda pop.

* Tip.  Some people believe auto insurance is just a commodity. It’s not. 

You’re not buying a soda.  You’re protecting your financial well being...and the choices you make could affect you for the rest of your life.

 
     
     


 

 

PHD Insurance Brokers offers the following coverage's and More!
Auto Insurance, Home Insurance, Health Insurance, Life Insurance, Boat & Personal Watercraft Insurance, Motorcycle Insurance, ATV Insurance, Commercial Insurance, Business Insurance, Financial Services.

TOLL FREE - 800-640-4743
License #0462338

 
 

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