HAVE YOU EVER BEEN TOLD THAT EARTHQUAKE INSURANCE IS NOT WORTH GETTING OR IT IS TO EXPENSIVE FOR THE AMOUNT COVERAGE?
If this type of damage was done to your home due to an earthquake would you have the means to repair your home, replace your personal belongings, and live somewhere other than your house while it is being repaired? If your dwelling is deemed uninhabitable, you are still financial obligated to make the monthly payment and the property cannot be sold until the damage home is repaired or remove.
After the North Ridge Earthquake almost all of the major underwriter’s stop writing earthquake policies due to heavy losses, which left only one choice for earthquake coverage, The California Earthquake Authority. These policies were designed to give Californian’s some form of earthquake coverage, but there two major problems with California Earthquake Authority policies. The first problem is most policies are not insured to the value to replacing your home. The second problem is premiums are close to DOUBLE the going rate of other carriers and the coverages are not enough to put your family up in hotel for a week or replace a 4K Ultra HD TV. Now, there are many more choices for earthquake insurance with much better coverage to suit your needs.
Call us today at 800-640-4743 to obtain more information about earthquake insurance. You can also complete our online Contact Form to request a quote TODAY!