Start Protecting Your Business with PHD Insurance’ General Liability Coverage

General Liability

If you injure or damage a person or their property, you are liable to that person for damages. That’s a basic premise of our legal system. Some types of liability include contractual, product and professional. The most familiar liability is negligence, or failing to avoid injury to others or their property.

Negligence is based on taking reasonable care to avoid bodily injury or property damage to others. Liability insurance will guard against the cost of our negligence. In addition, liability insurance only protects against civil responsibility.

Where to Start

Your business should start with a general liability policy. Your premises and other areas your business is responsible for are protected by this. Perhaps your business also needs an auto policy and even several other liability insurance policies and we too help you with that by Clicking Here and completing our contact form.

Lawsuits against businesses just like yours are surprising and alarming. Lawsuits can generate from someone slipping and falling in your parking lot to injuries from using your product. Quite often, it’s from the customers you’d least expect who sue. That’s why every business should always start with a Commercial General Liability (CGL) policy. A CGL policy can cover expenses related to out-of-court settlements, litigation and court judgments. This coverage provides your business with the financial protection that can help keep your assets from becoming vulnerable should an event of a lawsuit hit your business.

Protection Tailored to You

We understand every business is unique. That is why we offer coverage tailored to your business’ specific needs. You have the ability to include protection against lawsuits relating to:

  • Advertising injury
  • Bodily injury
  • Personal injury
  • Property damage
  • Data breach

Start protecting what you’ve worked so hard to build today! Don’t leave it to tomorrow that a reason for a lawsuit can occur within a blink of an eye. Call us NOW at 1-800-640-4743 for your FREE Commercial General Liability policy quote and experience our Extraordinary Service we are known to give. Prefer to request your FREE insurance quote or more information online? Just CLICK HERE and complete our contact form. It will only take a few seconds.