Why You Need California Homeowners Insurance
Every day our news media is full of stories about household disasters – from fires to burglaries – where the resident didn’t have homeowners insurance, California owners among them.
While we all feel sympathy for them, their plight underlines the folly of thinking that either you will not need it or cannot afford it. The fact is that California home insurance need not be expensive and, sooner or later, most of us need it. So, look at it this way: It’s a valuable investment in your future security and peace of mind.
Why PHD is the Right Home Insurance Brokers for You
That’s what PHD Insurance Brokers has been providing for 50 years to California homeowners. An insurance that protects against the hundreds of costly risks that lurk in every home.
For instance, standard home insurance covers your personal belongings against theft, loss or damage and structure of your home if it’s destroyed or harmed by fire or other perils. Separate protection is available for flood or ‘quake damage. You’re also covered against lawsuits for injury or damage on your property and extra living expenses if you have to move out of your home temporarily whiles it’s restored.
There’s more, of course, and PHD Insurance Brokers experts will work with you to customize a California home insurance policy that precisely meets your needs. And don’t worry if it sounds complicated, we’ll explain it thoroughly, answer your questions and walk you through your options.
Then we’ll secure the most competitive rates for that protection. Even if you already have homeowners insurance, you may find we’re able to negotiate much lower costs or discounts than you get with you’re present insurer.
Get a Free Quote Right Now!
It’s easy to learn more about California homeowners insurance without cost or commitment. Just Click Here and complete the FREE quote request form and a PHD Insurance expert will get back to you fast. Prefer to speak to a licensed insurance agent now? Call us at 1-800-640-4743! Don’t wait though, tomorrow could be too late.
HERE IS A PERSONAL PROPERTY CHECKLIST AVAILABLE TO HELP DETERMINE HOW MUCH COVERAGE YOU NEED AND TO HAVE DOCUMENTATION OF YOUR PERSONAL ITEMS IN CASE OF A LOSS: Property Inventory Checklist.