Do I Need Life Insurance?
It depends on your situation. Several key questions follow below to help give you an idea of signals pointing to "yes".
Are you married?         
Do you have dependent children?  
 Is your estate formidable?
Do you have major financial obligations such as mortgage, multiple loans etc.
Do you have dependent relatives? (seniors, disabled)
Do You own a business?
 
By having a good life insurance program in place, financial responsibilities you left behind would not burden family members.  Unlike estate funds, insurance funds channel directly to the family without problems.
 

Contact your PHD Protection Team and see how a properly structured insurance program can work for you and your family!

 
Source: Insurance Information Institute.