| Do I Need Life Insurance? |
| It depends on your situation. Several key questions follow below to help give you an idea of signals pointing to "yes". | |
| ● | Are you married? |
| ● | Do you have dependent children? |
| ● | Is your estate formidable? |
| ● | Do you have major financial obligations such as mortgage, multiple loans etc. |
| ● | Do you have dependent relatives? (seniors, disabled) |
| ● | Do You own a business? |
| By having a good life insurance program in place, financial responsibilities you left behind would not burden family members. Unlike estate funds, insurance funds channel directly to the family without problems. |
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Contact your PHD Protection Team and see how a properly structured insurance program can work for you and your family! |
| Source: Insurance Information Institute. |